Advanced Stripe Fraud Protection

Write a Stripe Radar rule that routes elevated-risk payments to Trust Swiftly instead of approving or declining them outright. We place the charge on hold, notify the customer, and run the verification methods you choose. When the customer passes, the payment is approved automatically. When they fail or abandon, the charge is refunded. Trusted customers are never interrupted because only the transactions your rules flag are sent for review.

You can choose from 15+ verification methods and match the level of scrutiny to the risk of each transaction. Lightweight checks include email, phone, and 3D Secure confirmation. Stronger checks include government ID capture with NFC passport chip reading, biometric and liveness matching, and supervised remote proofing. You decide which methods apply to which Stripe Radar segments, so low-risk buyers clear quickly while high-risk payments face deeper review.

Yes. Beyond fraud scoring, Trust Swiftly captures and verifies government-issued identity evidence so you can meet Know Your Customer obligations on the customers who require it. Identity proofing is mapped to NIST 800-63A rev 4 and reaches IAL3, the highest proofing level, for regulated or high-value accounts. Every verification produces an auditable record you can retain alongside the Stripe payment.

Most teams are live in minutes. Install the Trust Swiftly app from the Stripe Marketplace to connect your accounts with no code, then point your Stripe Radar rules at Trust Swiftly for the segments you want reviewed. Larger deployments can use our REST API and webhooks to wire verification results directly into existing order and risk workflows.